AccraGhana
Accra is a U.S. Foreign Service post in Ghana, in the State Department's Sub-Saharan Africa bureau, with a 30% hardship differential and 60% post allowance (COLA). The current U.S. travel advisory for Ghana is Level 2, exercise increased caution. It is a designated R&R post. Daily life runs on English. Bidders will find 1 international school for mission families and summers to 90°F, winters to 73°F, ~192 rain days/yr. This post report brings together allowances, schools, safety, weather, flights, embassy holidays, and anonymous community reviews from Foreign Service families who have served in Accra.
What stands out
How Accra differs from the other 255 posts, worked out from the data on this page.
- In its favour: 60% COLA, higher than 91% of posts
- In its favour: English is a daily-life language
- Note: 30% hardship differential, higher than 79% of posts
- Worth knowing: Rain on about 192 days a year
Against Washington, DC
The same measurements, taken the same way, for the city most bidders are leaving.
- Summers much like Washington's: the hottest month averages 90°F
- Coldest month averages lows of 73°F, 45° milder than a Washington winter
- Rain on 192 days a year, against 124 in Washington
- Everyday prices run about 62% below US levels
- About 29 unhealthy-air days a year, against 2 in Washington
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Climate & weather
Temperature range, F
Rain days
Air quality, monthly PM2.5 (ug/m3)
Green under 12 (good) · amber to 35 (moderate) · red above (unhealthy for sensitive groups)
Real data: Open-Meteo archive (2022-2024 daily, temperature, rain, daylight) and Open-Meteo air quality API (CAMS, hourly PM2.5 2022-2025), aggregated to monthly normals.
Public holidays 202611 national holidays
Real data: Nager holidays API. Local and religious observances vary; the embassy publishes the official combined holiday schedule.
Pay & allowances
Paycheck simulator
What Accra's allowances actually do to your pay, estimate only
| Base salary | $100,000 |
| Hardship differential (30%)taxable, % of base | $30,000 |
| COLA (60%)non-taxable, % of spendable income | $29,100 |
| Estimated annual total | $159,100 |
Estimate only, for planning purposes; figures may not reflect the most recent DSSR updates. COLA is applied to spendable income (approximated here at 48.5% of salary, the official tables vary by salary and family size). Grade/step fills from the official Overseas Schedule (includes Overseas Comparability Pay); taxes and premium-pay caps are not modeled. Allowance rates: allowances.state.gov, fetched 2026-11-02. Verify current rates in the DSSR and with your HR office before making career decisions.
Community & mission
Community ratings COMMUNITY-REPORTED
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What do these categories mean?
- Housing
- Community average (1-5) for assigned housing: size, condition, commute, and how the housing pool compares to expectations. Housing type (government-leased, compound, apartments) is on each post page.
- School rating
- Community average (1-5) of how families rated the schools their kids actually attended: academics, support for arriving mid-year, special needs, and how happy the kids were. Reviewers' grade levels vary, read individual reviews for your kids' ages.
- Morale
- Community average (1-5) for overall post morale, the intangible sum of community, leadership, workload, and whether people would bid it again. Often the number seasoned bidders read first.
- Internet (community rating)
- How livable the internet actually felt (1-5): reliability and VPN-friendliness, not just headline speed. Can diverge from the measured Mbps, outages and throttling show up here first.
- Spouse / partner employment
- Community average (1-5) of how realistic it is for an accompanying spouse or partner (EFM) to work at this post. It reflects three paths: jobs inside the mission (EFM positions), local-economy work (depends on the bilateral work agreement and language), and remote work for a U.S. employer (depends on time zone and internet). 1 ≈ career pause likely · 5 ≈ multiple realistic options.
- Healthcare
- Community average (1-5) for healthcare at post: local care you would actually use, English-speaking providers, and how much falls back on regional medevac, a real factor for families and chronic conditions.
Foreign Service overlay
- Housing
- Family members working locally
- Bilateral work agreement: accredited spouses and dependents may seek work on the local economy in Ghana.Status changes, and the HR officer at post has the final word. State's list ↗
- Language training
- English is a daily-life language here, so most jobs need no language training.
- Allowances source
- allowances.state.gov (public) · fetched 2026-11-02
Housing and EFM notes are crowdsourced from the community, never from internal systems.
Location
- Local time right now
- --:--:--
- Coordinates
- 5.60, -0.19
- Region
- Sub-Saharan Africa
- Elevation
- 56 m (184 ft)
Life at post
The parts the fact sheet leaves out
Getting away
Nonstop routes for R&R, long weekends, and getting home · official R&R relief point: London, UK
Cheapest weekend round trips · typical fares
Also nonstop
Family visiting? US passport holders need an eVisa (Pre-approved visa can be obtained on arrival). Yellow fever certificate required for all arrivals.
~$ = typical round-trip economy fare, refreshed monthly, plan with it, don't book with it. Routes fetched from Wikipedia (Airlines & destinations), 2026-11-01.
Health
- Malaria (CDC)
- All areas; prophylaxis recommended (chloroquine-resistant P. falciparum)
- Yellow fever (CDC)
- Vaccine recommended for all travelers; certificate required for all arrivals.
Security & context
- Official U.S. travel advisory
- Level 2: Exercise Increased Caution Read the full advisory ↗Risks the advisory names: crime and health.Real data: travel.state.gov, fetched 2026-11-02
- Earthquake exposure
- Low seismicity, 0 quakes of M5+ within 300 km since 2000.Real data: USGS earthquake catalog.
- What crime looks like
- Governance & daily freedom
- Relations with the US
Home & daily life
- Messaging apps
- No blocking measured: WhatsApp, Signal and Telegram connect normally in network tests from Ghana.Measured by OONI volunteers over the last 60 days, country-wide. A network test, not a legal statement.
- Power & plugs
Plug type: D/G · 230V 50Hz , US plugs won't fit, bring adapters. Phone and laptop chargers are fine on 230V; only US-only appliances (hair dryers, kitchen gear) need a transformer.
- Household help
- Pets
- Quarantine: none
- Only APHIS international health certificate listed; vet must verify Ghana's entry requirements.
- Official import requirements for Ghana (USDA APHIS) →
Getting around & fitting in
- Getting around
- Rules of the road (and the bar)
- Drives on the rightDriving age 18Drinking age 18Road deaths 25.7/100k (US ~14)
- Language
- English
Tell the posts page what you speak to filter all posts by your languages. It is never shown to anyone.
LGBTQ+ travelers
Official State Dept guidance for Ghana · page updated July 09, 2026
Ghana’s criminal code outlaws “unnatural carnal knowledge,” which is frequently interpreted by local authorities as consensual same-sex sexual relations. This is criminalized as a misdemeanor in Ghana. The U.S. Embassy is aware of arrests and related extortion attempts for such activities, but has not received reports of prosecutions. See our LGB Travel Information page and section 6 of our Human Rights report for further details.
Same-sex spouse and MOH accreditation is decided post by post and is not published publicly. Community reviews are the best read on how it works here in practice, and glifaa (LGBTQ+ employees of foreign-affairs agencies) maintains member resources.
Money & prices
- Local currency
- Ghanaian cedi · 11.64 GHS/USD. Has strengthened sharply against the dollar over 24 months (+29% vs. USD). A weakening currency stretches a dollar salary further; a strengthening one quietly shrinks it.
- Local inflation
- 14.2% CPI inflation (2025). High inflation means posted prices age fast, and COLA reviews chase reality.
- Overall price level
- Local prices run about 38% of US prices overall (World Bank PPP, 2025). Imported and expat-favorite goods usually cost more than this average suggests.US 100%
Schools & reviews
Schools
Education allowance
The yearly maximum State reimburses per child. Office of Allowances, effective 11/01/2026.
- Kindergarten
- $28,800
- Grades 1-5
- $30,550
- Grades 6-8
- $32,200
- Grades 9-10
- $33,800
- Grades 11-12
- $35,100
A higher away-from-post rate of $82,950 applies for grades 9 to 12. That is the rate that funds boarding school, and the Office generally sets it above the at-post rate only for grades it does not consider adequately served locally.
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Community reviews
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